{"id":274,"date":"2023-05-04T06:17:00","date_gmt":"2023-05-04T06:17:00","guid":{"rendered":"https:\/\/luncheon.pencewealthmanagement.com\/?page_id=274"},"modified":"2024-05-07T17:26:15","modified_gmt":"2024-05-07T17:26:15","slug":"2023-annual-pence-wealth-luncheon-replay-link","status":"publish","type":"page","link":"https:\/\/luncheon.pencewealthmanagement.com\/","title":{"rendered":"2024 Annual Pence Wealth Luncheon &#8211; Replay Link"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ldo4u7za-5f4fd52449dac5f955e0baa948d3d7df\">\n.avia-section.av-ldo4u7za-5f4fd52449dac5f955e0baa948d3d7df{\nbackground-color:#000000;\nbackground-image:unset;\n}\n.avia-section.av-ldo4u7za-5f4fd52449dac5f955e0baa948d3d7df .av-section-color-overlay{\nopacity:0.6;\nbackground-color:#000000;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-ldo4u7za-5f4fd52449dac5f955e0baa948d3d7df main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  av-desktop-hide avia-bg-style-scroll av-section-color-overlay-active container_wrap sidebar_right'  ><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-274'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-fgivb-41cb37b9c25d80550cc8f17e47fc6d85 av_one_full  avia-builder-el-1  el_before_av_one_full  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8mkpb-d05cab54b577f3aee9a9a9e8cae19cee\">\n.avia-image-container.av-8mkpb-d05cab54b577f3aee9a9a9e8cae19cee img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-8mkpb-d05cab54b577f3aee9a9a9e8cae19cee .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-8mkpb-d05cab54b577f3aee9a9a9e8cae19cee av-styling- avia-align-left  avia-builder-el-2  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-283 avia-img-lazy-loading-not-283 avia_image ' src=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-300x84.png\" alt='' title=''  height=\"84\" width=\"300\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-300x84.png 300w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-1030x289.png 1030w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-768x216.png 768w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-1536x432.png 1536w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-2048x576.png 2048w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-1500x422.png 1500w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-705x198.png 705w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ldo5phb2-e09cd3fbe4f35a9d5adfb8ed32c2fc88\">\n#top .hr.av-ldo5phb2-e09cd3fbe4f35a9d5adfb8ed32c2fc88{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-ldo5phb2-e09cd3fbe4f35a9d5adfb8ed32c2fc88 .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-ldo5phb2-e09cd3fbe4f35a9d5adfb8ed32c2fc88 hr-custom  avia-builder-el-3  el_after_av_image  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div  class='flex_column av-2dmb6a-7f0929eeb71c61430ac8efaa11ab264f av_one_full  avia-builder-el-4  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8j1b3j-a453c9ea3191077afa8aa28b28ed5a5d\">\n#top .av_textblock_section.av-lh8j1b3j-a453c9ea3191077afa8aa28b28ed5a5d .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8j1b3j-a453c9ea3191077afa8aa28b28ed5a5d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h2><strong>Laila Pence, CFP\u00ae | Financial &#038; Tax Planning Strategies<\/strong><\/h2>\n<h6>Laila Pence, CFP\u00ae (Ranked #5 in Forbes 2024 Top Women Wealth Advisors in America*) will discuss tax planning, potential tax changes based on the outcome of the election, long term tax strategies and the power of compounding.<\/h6>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh9eljs4-262804acf0f6bd51e9a22d31b8c65fed\">\n#top .hr.hr-invisible.av-lh9eljs4-262804acf0f6bd51e9a22d31b8c65fed{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-lh9eljs4-262804acf0f6bd51e9a22d31b8c65fed hr-invisible  avia-builder-el-6  el_after_av_textblock  el_before_av_video '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-video av-x254a-7ff0fc9692c6fd07515d833c7dafc13b avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/L-L0sj_lu24'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" title=\"Laila Pence, CFP\u00ae | 2024 Client Luncheon Presentation\" width=\"1333\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/L-L0sj_lu24?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8j29bc-ea36518b562ee6e27d34174ac3f5a3a6\">\n#top .av_textblock_section.av-lh8j29bc-ea36518b562ee6e27d34174ac3f5a3a6 .avia_textblock{\nfont-size:8px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8j29bc-ea36518b562ee6e27d34174ac3f5a3a6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Pence Wealth Management, Inc. (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PWM is an investment adviser registered with the State of California to provide financial planning services. The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. As of 03\/31\/2024, the total assets serviced by PWM through LPL Financial consist of over $1.83 billion in advisory and $166.6 million in brokerage assets.<\/p>\n<p>Laila Pence is a registered representative with and securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA\/SIPC. Financial planning offered through Pence Wealth Management, a Registered Investment Advisor.<\/p>\n<p>Pence Wealth Management and LPL Financial do not provide legal and\/or tax advice or service. Please consult your legal and\/or tax advisor regarding your specific situation.<\/p>\n<p>[*] Forbes Top Women Wealth Advisors (2023), was developed by SHOOK Research, are based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years\u2019 experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receives a fee in exchange for rankings.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-26r6ki-0eb35c853deb034c470df69373615d62\">\n#top .hr.av-26r6ki-0eb35c853deb034c470df69373615d62{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-26r6ki-0eb35c853deb034c470df69373615d62 .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-26r6ki-0eb35c853deb034c470df69373615d62 hr-custom  avia-builder-el-9  el_after_av_textblock  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div  class='flex_column av-23fnbu-60c3ba329161b746ebe23fc561c33fa0 av_one_full  avia-builder-el-10  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8j5j55-ffc5f4943173169d98d5079d5b4f565c\">\n#top .av_textblock_section.av-lh8j5j55-ffc5f4943173169d98d5079d5b4f565c .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8j5j55-ffc5f4943173169d98d5079d5b4f565c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h2><strong>Bill McManus, CIMA\u00ae | Retain Your Brain<\/strong><\/h2>\n<h6>Bill McManus (VP, Applied Insights\/Hartford Funds) will discuss the importance of brain health and how to age-proof your brain. Bill has been widely quoted in consumer and trade publications such as The Wall Street Journal and Barron\u2019s.<\/h6>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ui8ca-ee8156ca09b9907056f47ff364941831\">\n#top .hr.hr-invisible.av-1ui8ca-ee8156ca09b9907056f47ff364941831{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-1ui8ca-ee8156ca09b9907056f47ff364941831 hr-invisible  avia-builder-el-12  el_after_av_textblock  el_before_av_video '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-video av-lh8ifqtc-4917e4863243dd13f3e0a649dbbd4642 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/IohiSthkqHI'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" title=\"Bill McManus, CIMA\u00ae | 2024 Client Luncheon Presentation\" width=\"1333\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/IohiSthkqHI?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8j6bhp-e5c4e63aeefe597071d82f74c8c2d4c3\">\n#top .av_textblock_section.av-lh8j6bhp-e5c4e63aeefe597071d82f74c8c2d4c3 .avia_textblock{\nfont-size:8px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8j6bhp-e5c4e63aeefe597071d82f74c8c2d4c3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Pence Wealth Management, Inc. (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PWM is an investment adviser registered with the State of California to provide financial planning services. The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. As of 03\/31\/2024, the total assets serviced by PWM through LPL Financial consist of over $1.83 billion in advisory and $166.6 million in brokerage assets.<\/p>\n<p>Rob Kron and Nuveen is not affiliated with or endorsed by LPL Financial and PWM. PWM and LPL Financial are separate entities. Content to be presented is for general information only and not intended to provide specific advice or recommendations for any individual. The economic forecasts set forth in the presentation may not develop as predicted and there can be no guarantee that strategies promoted will be successful. No products will be discussed.<\/p>\n<p>Pence Wealth Management and LPL Financial do not provide legal and\/or tax advice or service. Please consult your legal and\/or tax advisor regarding your specific situation.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6gvp6-e4823da8db9d7572ca36668c4d051cb9\">\n#top .hr.av-6gvp6-e4823da8db9d7572ca36668c4d051cb9{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-6gvp6-e4823da8db9d7572ca36668c4d051cb9 .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-6gvp6-e4823da8db9d7572ca36668c4d051cb9 hr-custom  avia-builder-el-15  el_after_av_textblock  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div  class='flex_column av-1ni69m-a1d586fd0a2b8026926e2a6ee77f6c5c av_one_full  avia-builder-el-16  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8j982t-6eece20c9d0427c68dc7f104ba4ab5f6\">\n#top .av_textblock_section.av-lh8j982t-6eece20c9d0427c68dc7f104ba4ab5f6 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8j982t-6eece20c9d0427c68dc7f104ba4ab5f6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h2><strong>Dryden Pence | Markets &#038; Election Outlook<\/strong><\/h2>\n<h6>Dryden Pence (Harvard Educated Economist, Chief Investment Officer of Pence Wealth Management), Ranked #13 in 2023 Top Registered Investment Advisory Firms in the US by Forbes**) will discuss the economy, market outlook and the election.<\/h6>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-507v6-820c9ab3c0e4dcbf57a9b5558945bfaa\">\n#top .hr.hr-invisible.av-507v6-820c9ab3c0e4dcbf57a9b5558945bfaa{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-507v6-820c9ab3c0e4dcbf57a9b5558945bfaa hr-invisible  avia-builder-el-18  el_after_av_textblock  el_before_av_video '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-video av-kvzyy-e99da7fb1fa7d854e9a17343fc7310f3 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/i97nyyzyOwo'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" title=\"Dryden Pence | 2024 Client Luncheon Presentation\" width=\"1333\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/i97nyyzyOwo?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8j9u93-bee62f3a24cca45be8ade69d05f82537\">\n#top .av_textblock_section.av-lh8j9u93-bee62f3a24cca45be8ade69d05f82537 .avia_textblock{\nfont-size:8px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8j9u93-bee62f3a24cca45be8ade69d05f82537 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser.<\/p>\n<p>Pence Wealth Management, Inc. (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PWM is an investment adviser registered with the State of California to provide financial planning services. The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. As of 03\/31\/2024, the total assets serviced by PWM through LPL Financial consist of over $1.83 billion in advisory and $166.6 million in brokerage assets.<\/p>\n<p>Dryden Pence is a registered representative with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. Mr. Pence may offer financial planning services through PWM a registered investment advisor.<\/p>\n<p>Pence Wealth Management and LPL Financial do not provide legal and\/or tax advice or service. Please consult your legal and\/or tax advisor regarding your specific situation.<\/p>\n<p><sup>[*] <\/sup>The Forbes ranking of America\u2019s Top RIA Firms, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone, virtual and in-person due diligence interviews, and quantitative data. The algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receive a fee in exchange for rankings. Pence Wealth Management (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. Pence Wealth Management, Inc. is an investment adviser registered with the State of California to provide financial planning services. Both PWM and LPL Financial were considered as part of the application process for ranking.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-19fkm2-acfe30dbe19caa67cb793885c69b82b2\">\n#top .hr.av-19fkm2-acfe30dbe19caa67cb793885c69b82b2{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-19fkm2-acfe30dbe19caa67cb793885c69b82b2 .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-19fkm2-acfe30dbe19caa67cb793885c69b82b2 hr-custom  avia-builder-el-21  el_after_av_textblock  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-leev2ala-aff92ac63ae1173f8a66f924c1c673cb\">\n.avia-section.av-leev2ala-aff92ac63ae1173f8a66f924c1c673cb{\nbackground-color:#000000;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-leev2ala-aff92ac63ae1173f8a66f924c1c673cb main_color avia-section-default avia-no-border-styling  avia-builder-el-22  el_after_av_section  el_before_av_section  av-small-hide av-mini-hide avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-274'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-192tfz-88bbc19b743cfd2ce4719114f64f3092 av_one_full  avia-builder-el-23  el_before_av_one_full  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-y7jsn-278923d7a22c911a4298c1c856de976c\">\n.avia-image-container.av-y7jsn-278923d7a22c911a4298c1c856de976c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-y7jsn-278923d7a22c911a4298c1c856de976c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-y7jsn-278923d7a22c911a4298c1c856de976c av-styling- avia-align-left  avia-builder-el-24  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-283 avia-img-lazy-loading-not-283 avia_image ' src=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-300x84.png\" alt='' title=''  height=\"84\" width=\"300\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-300x84.png 300w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-1030x289.png 1030w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-768x216.png 768w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-1536x432.png 1536w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-2048x576.png 2048w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-1500x422.png 1500w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/CL24-Logo-705x198.png 705w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lyvlj-b2d74a79aeeb7ecf6abce5f44d970675\">\n#top .hr.av-lyvlj-b2d74a79aeeb7ecf6abce5f44d970675{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-lyvlj-b2d74a79aeeb7ecf6abce5f44d970675 .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-lyvlj-b2d74a79aeeb7ecf6abce5f44d970675 hr-custom  avia-builder-el-25  el_after_av_image  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh9dzmxi-71c930939d54b3c06854b7c18873077b\">\n#top .flex_column.av-lh9dzmxi-71c930939d54b3c06854b7c18873077b{\nmargin-top:35px;\nmargin-bottom:35px;\n}\n.flex_column.av-lh9dzmxi-71c930939d54b3c06854b7c18873077b{\npadding:0 0 0 0;\n}\n.responsive #top #wrap_all .flex_column.av-lh9dzmxi-71c930939d54b3c06854b7c18873077b{\nmargin-top:35px;\nmargin-bottom:35px;\n}\n<\/style>\n<div  class='flex_column av-lh9dzmxi-71c930939d54b3c06854b7c18873077b av_one_full  avia-builder-el-26  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8mrg5j-e005480a669a037292f8bbe6ecca3696\">\n#top .av_textblock_section.av-lh8mrg5j-e005480a669a037292f8bbe6ecca3696 .avia_textblock{\nfont-size:14px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8mrg5j-e005480a669a037292f8bbe6ecca3696 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h1><strong>Laila Pence, CFP\u00ae | Financial &#038; Tax Planning Strategies<\/strong><\/h1>\n<h3>Laila Pence, CFP\u00ae (Ranked #5 in Forbes 2024 Top Women Wealth Advisors in America*) will discuss tax planning, potential tax changes based on the outcome of the election, long term tax strategies and the power of compounding.<\/h3>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh9e1t0g-473602c43e94e4074a872650a9650580\">\n#top .hr.hr-invisible.av-lh9e1t0g-473602c43e94e4074a872650a9650580{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-lh9e1t0g-473602c43e94e4074a872650a9650580 hr-invisible  avia-builder-el-28  el_after_av_textblock  el_before_av_video '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-video av-lh8igdz2-2b4be821b4ce2f6e3793d497167a72b7 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/L-L0sj_lu24'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" title=\"Laila Pence, CFP\u00ae | 2024 Client Luncheon Presentation\" width=\"1333\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/L-L0sj_lu24?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh8mrxbw-872a65ccaf56720c0263d4539becf3e8\">\n#top .av_textblock_section.av-lh8mrxbw-872a65ccaf56720c0263d4539becf3e8 .avia_textblock{\nfont-size:10px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh8mrxbw-872a65ccaf56720c0263d4539becf3e8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Pence Wealth Management, Inc. (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PWM is an investment adviser registered with the State of California to provide financial planning services. The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. As of 03\/31\/24, the total assets serviced by PWM through LPL Financial consist of over $1.83 billion in advisory and $166.6 million in brokerage assets.<\/p>\n<p>Laila Pence is a registered representative with and securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA\/SIPC. Financial planning offered through Pence Wealth Management, a Registered Investment Advisor.<\/p>\n<p>Pence Wealth Management and LPL Financial do not provide legal and\/or tax advice or service. Please consult your legal and\/or tax advisor regarding your specific situation.<\/p>\n<p>[*] Forbes Top Women Wealth Advisors (2023), was developed by SHOOK Research, are based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered have a minimum of seven years\u2019 experience, and the algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receives a fee in exchange for rankings.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11maua-133a5b42291e4e5c049cc901d464a71e\">\n#top .hr.av-11maua-133a5b42291e4e5c049cc901d464a71e{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-11maua-133a5b42291e4e5c049cc901d464a71e .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-11maua-133a5b42291e4e5c049cc901d464a71e hr-custom  avia-builder-el-31  el_after_av_textblock  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh9e3zli-857ea14f0173897dbc799f09410464a5\">\n#top .flex_column.av-lh9e3zli-857ea14f0173897dbc799f09410464a5{\nmargin-top:35px;\nmargin-bottom:35px;\n}\n.flex_column.av-lh9e3zli-857ea14f0173897dbc799f09410464a5{\npadding:0 0 0 0;\n}\n.responsive #top #wrap_all .flex_column.av-lh9e3zli-857ea14f0173897dbc799f09410464a5{\nmargin-top:35px;\nmargin-bottom:35px;\n}\n<\/style>\n<div  class='flex_column av-lh9e3zli-857ea14f0173897dbc799f09410464a5 av_one_full  avia-builder-el-32  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh9e3810-05d70760bc961f3e0aa7512bb0365ff5\">\n#top .av_textblock_section.av-lh9e3810-05d70760bc961f3e0aa7512bb0365ff5 .avia_textblock{\nfont-size:14px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh9e3810-05d70760bc961f3e0aa7512bb0365ff5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h1><strong>Bill McManus, CIMA\u00ae | Retain Your Brain<\/strong><\/h1>\n<h3>Bill McManus, CIMA\u00ae (VP, Applied Insights\/Hartford Funds) will discuss the importance of brain health and how to age-proof your brain. Bill has been widely quoted in consumer and trade publications such as The Wall Street Journal and Barron\u2019s.<\/h3>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ux376-b48f4a01762102f243aae04923b23d29\">\n#top .hr.hr-invisible.av-ux376-b48f4a01762102f243aae04923b23d29{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-ux376-b48f4a01762102f243aae04923b23d29 hr-invisible  avia-builder-el-34  el_after_av_textblock  el_before_av_video '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-video av-lh8igpsz-b53fc6569048d3a046f95745afb58b52 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/IohiSthkqHI'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" title=\"Bill McManus, CIMA\u00ae | 2024 Client Luncheon Presentation\" width=\"1333\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/IohiSthkqHI?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-stffm-7fe13f14caa2ea5c3bee7c5c1357b962\">\n#top .av_textblock_section.av-stffm-7fe13f14caa2ea5c3bee7c5c1357b962 .avia_textblock{\nfont-size:10px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-stffm-7fe13f14caa2ea5c3bee7c5c1357b962 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Pence Wealth Management, Inc. (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PWM is an investment adviser registered with the State of California to provide financial planning services. The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. As of 03\/31\/2024, the total assets serviced by PWM through LPL Financial consist of over $1.83 billion in advisory and $166.6 million in brokerage assets.<\/p>\n<p>Bill McManus is a registered representative of Hartford Funds Distributors, LLC. Bill McManus and Hartford Funds are not affiliated with or endorsed by LPL Financial and PWM. PWM and LPL Financial are separate entities. Content to be presented is for general information only and not intended to provide specific advice or recommendations for any individual. The economic forecasts set forth in the presentation may not develop as predicted and there can be no guarantee that strategies promoted will be successful. No products will be discussed.<\/p>\n<p>Pence Wealth Management and LPL Financial do not provide legal and\/or tax advice or service. Please consult your legal and\/or tax advisor regarding your specific situation.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2crwq-847e4e283c1dbd69aad3c5b4fa16c262\">\n#top .hr.av-2crwq-847e4e283c1dbd69aad3c5b4fa16c262{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-2crwq-847e4e283c1dbd69aad3c5b4fa16c262 .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-2crwq-847e4e283c1dbd69aad3c5b4fa16c262 hr-custom  avia-builder-el-37  el_after_av_textblock  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh9eb4kl-daa9a128820f3ad52c5a3bc13e7e150f\">\n#top .flex_column.av-lh9eb4kl-daa9a128820f3ad52c5a3bc13e7e150f{\nmargin-top:35px;\nmargin-bottom:35px;\n}\n.flex_column.av-lh9eb4kl-daa9a128820f3ad52c5a3bc13e7e150f{\npadding:0 0 0 0;\n}\n.responsive #top #wrap_all .flex_column.av-lh9eb4kl-daa9a128820f3ad52c5a3bc13e7e150f{\nmargin-top:35px;\nmargin-bottom:35px;\n}\n<\/style>\n<div  class='flex_column av-lh9eb4kl-daa9a128820f3ad52c5a3bc13e7e150f av_one_full  avia-builder-el-38  el_after_av_one_full  avia-builder-el-last  first flex_column_div av-zero-column-padding  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lh9e66yp-830aae007bf6c6d6e13d3d21600c7624\">\n#top .av_textblock_section.av-lh9e66yp-830aae007bf6c6d6e13d3d21600c7624 .avia_textblock{\nfont-size:14px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-lh9e66yp-830aae007bf6c6d6e13d3d21600c7624 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><h1><strong>Dryden Pence | Markets &#038; Election Outlook<\/strong><\/h1>\n<h3>Dryden Pence (Harvard Educated Economist, Chief Investment Officer of Pence Wealth Management), Ranked #13 in 2023 Top Registered Investment Advisory Firms in the US by Forbes**) will discuss the economy, market outlook and the election.<\/h3>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ggvkq-30ac6f2040c35f06d7ab4881e284a37c\">\n#top .hr.hr-invisible.av-ggvkq-30ac6f2040c35f06d7ab4881e284a37c{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-ggvkq-30ac6f2040c35f06d7ab4881e284a37c hr-invisible  avia-builder-el-40  el_after_av_textblock  el_before_av_video '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-video av-lh8ih0g4-ac60ffdef53fe5eb3ea2226242df6bf1 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/i97nyyzyOwo'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" title=\"Dryden Pence | 2024 Client Luncheon Presentation\" width=\"1333\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/i97nyyzyOwo?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-di6iy-c98a525a68240e55bb4f37e945cc1dce\">\n#top .av_textblock_section.av-di6iy-c98a525a68240e55bb4f37e945cc1dce .avia_textblock{\nfont-size:10px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-di6iy-c98a525a68240e55bb4f37e945cc1dce '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser.<\/p>\n<p>Pence Wealth Management, Inc. (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. PWM is an investment adviser registered with the State of California to provide financial planning services. The financial professionals affiliated with PWM are registered with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. As of 03\/31\/2024, the total assets serviced by PWM through LPL Financial consist of over $1.83 billion in advisory and $166.6 million in brokerage assets.<\/p>\n<p>Dryden Pence is a registered representative with and securities and investment advisory services offered through LPL Financial, member FINRA\/SIPC and a registered investment adviser. Mr. Pence may offer financial planning services through PWM a registered investment advisor.<\/p>\n<p>Pence Wealth Management and LPL Financial do not provide legal and\/or tax advice or service. Please consult your legal and\/or tax advisor regarding your specific situation.<\/p>\n<p><sup>[*] <\/sup>The Forbes ranking of America\u2019s Top RIA Firms, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone, virtual and in-person due diligence interviews, and quantitative data. The algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices and approach to working with clients. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receive a fee in exchange for rankings. Pence Wealth Management (\u201cPWM\u201d) is a financial services practice within LPL Financial LLC (\u201cLPL Financial\u201d) comprised of multiple financial professionals that provide a series of services including personal investment advisory, third party managed advisory and brokerage services. Pence Wealth Management, Inc. is an investment adviser registered with the State of California to provide financial planning services. Both PWM and LPL Financial were considered as part of the application process for ranking.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bft22-850b49c05f51fc9c2cf81ef40a7bb4e0\">\n#top .hr.av-bft22-850b49c05f51fc9c2cf81ef40a7bb4e0{\nmargin-top:5px;\nmargin-bottom:5px;\n}\n.hr.av-bft22-850b49c05f51fc9c2cf81ef40a7bb4e0 .hr-inner{\nwidth:1920px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-bft22-850b49c05f51fc9c2cf81ef40a7bb4e0 hr-custom  avia-builder-el-43  el_after_av_textblock  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-thin'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-33ckuq-47f76a0eb047c44b8dc4ccfb7c791859\">\n.avia-section.av-33ckuq-47f76a0eb047c44b8dc4ccfb7c791859{\nbackground-color:#301118;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_3'  class='avia-section av-33ckuq-47f76a0eb047c44b8dc4ccfb7c791859 main_color avia-section-default avia-no-border-styling  avia-builder-el-44  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-274'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2wenxu-a3d0a0e3793381838e3b02f9a4a56878\">\n.avia-image-container.av-2wenxu-a3d0a0e3793381838e3b02f9a4a56878 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2wenxu-a3d0a0e3793381838e3b02f9a4a56878 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2wenxu-a3d0a0e3793381838e3b02f9a4a56878 av-styling- avia-align-center  avia-builder-el-45  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-298 avia-img-lazy-loading-not-298 avia_image ' src=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-1030x127.png\" alt='' title=''  height=\"127\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-1030x127.png 1030w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-300x37.png 300w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-768x94.png 768w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-1536x189.png 1536w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-2048x252.png 2048w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-1500x184.png 1500w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/About-Our-Speakers-705x87.png 705w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2s36pu-042a0b6dc121734b9f596e668565fe34\">\n#top .hr.hr-invisible.av-2s36pu-042a0b6dc121734b9f596e668565fe34{\nheight:25px;\n}\n<\/style>\n<div  class='hr av-2s36pu-042a0b6dc121734b9f596e668565fe34 hr-invisible  avia-builder-el-46  el_after_av_image  el_before_av_one_third '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div  class='flex_column av-2lirwy-1cc254a5b5ccc475852a4ba5d3c0dbdf av_one_third  avia-builder-el-47  el_after_av_hr  el_before_av_one_third  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2eq41m-51a49fce23f82d71ccbd890908cce566\">\n.avia-image-container.av-2eq41m-51a49fce23f82d71ccbd890908cce566 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2eq41m-51a49fce23f82d71ccbd890908cce566 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2eq41m-51a49fce23f82d71ccbd890908cce566 av-styling- avia-align-center  avia-builder-el-48  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-301 avia-img-lazy-loading-not-301 avia_image ' src=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-796x1030.png\" alt='' title=''  height=\"1030\" width=\"796\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-796x1030.png 796w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-232x300.png 232w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-768x994.png 768w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-1187x1536.png 1187w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-1582x2048.png 1582w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-1159x1500.png 1159w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2-545x705.png 545w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Dryden-Pence-2.png 1745w\" sizes=\"(max-width: 796px) 100vw, 796px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-279fz6-84f3db2aeb7baed5b0ba136d547131a8\">\n#top .av-special-heading.av-279fz6-84f3db2aeb7baed5b0ba136d547131a8{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-279fz6-84f3db2aeb7baed5b0ba136d547131a8 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-279fz6-84f3db2aeb7baed5b0ba136d547131a8 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-279fz6-84f3db2aeb7baed5b0ba136d547131a8 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-279fz6-84f3db2aeb7baed5b0ba136d547131a8 .av-subheading{\nfont-size:15px;\ncolor:#ffffff;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-279fz6-84f3db2aeb7baed5b0ba136d547131a8 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-279fz6-84f3db2aeb7baed5b0ba136d547131a8 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-279fz6-84f3db2aeb7baed5b0ba136d547131a8 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-49  el_after_av_image  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >DRYDEN PENCE<\/h1><div class='av_custom_color av-subheading av-subheading_below'><p>(Chief Investment Officer of Forbes Top 7 RIA Firms in the US**)<\/p>\n<p>Economist, portfolio manager and regular commentator for FOX, CNBC, CNN, Yahoo!Finance &#038; Reuters<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-22id0y-fd1d380659368f4e041ae8be86bd736a\">\n#top .av_textblock_section.av-22id0y-fd1d380659368f4e041ae8be86bd736a .avia_textblock{\nfont-size:17px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-22id0y-fd1d380659368f4e041ae8be86bd736a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><strong>Dryden Pence <\/strong>(Harvard Educated Economist, Chief Investment Officer of Pence Wealth Management, Ranked #7 in 2022 Top Registered Investment Advisory Firms in the US by Forbes**) will discuss the economy, market outlook and the election.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-1uhnia-be4f36e1ffbf12e4640378b2f684d222-wrap avia-button-center  avia-builder-el-51  el_after_av_textblock  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1uhnia-be4f36e1ffbf12e4640378b2f684d222\">\n#top #wrap_all .avia-button.av-1uhnia-be4f36e1ffbf12e4640378b2f684d222{\nborder-radius:50px 50px 50px 50px;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all.avia-button.av-1uhnia-be4f36e1ffbf12e4640378b2f684d222:hover .avia_button_background{\nborder-radius:50px 50px 50px 50px;\n}\n<\/style>\n<a href='https:\/\/luncheon.pencewealthmanagement.com\/?page_id=87'  class='avia-button av-1uhnia-be4f36e1ffbf12e4640378b2f684d222 avia-icon_select-no avia-size-x-large avia-position-center avia-color-light'  ><span class='avia_iconbox_title' >Dryden\u2019s Bio<\/span><\/a><\/div><\/p><\/div><div  class='flex_column av-1orqp6-6b074e994367030217405f884fbfe07a av_one_third  avia-builder-el-52  el_after_av_one_third  el_before_av_one_third  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5ntei-b9b9a2140ff5e39abe0a34aa6dcaea1a\">\n.avia-image-container.av-5ntei-b9b9a2140ff5e39abe0a34aa6dcaea1a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-5ntei-b9b9a2140ff5e39abe0a34aa6dcaea1a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-5ntei-b9b9a2140ff5e39abe0a34aa6dcaea1a av-styling- avia-align-center  avia-builder-el-53  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-302 avia-img-lazy-loading-not-302 avia_image ' src=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-793x1030.png\" alt='' title=''  height=\"1030\" width=\"793\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-793x1030.png 793w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-231x300.png 231w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-768x998.png 768w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-1182x1536.png 1182w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-1576x2048.png 1576w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-1154x1500.png 1154w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2-543x705.png 543w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Laila-Pence-2.png 1743w\" sizes=\"(max-width: 793px) 100vw, 793px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d\">\n#top .av-special-heading.av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d .av-subheading{\nfont-size:15px;\ncolor:#ffffff;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1cki76-11d8d8fc68774d3627c7d9dcc5d57e7d av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-54  el_after_av_image  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >LAILA PENCE, CFP\u00ae<\/h1><div class='av_custom_color av-subheading av-subheading_below'><p>(President of Pence Wealth Management, LPL Registered Principal)<\/p>\n<p>Ranked as #1 in Forbes Best-In-State Wealth Advisors List for Southern California (2024)*<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-179u02-56c23c6e06bd5a1896d86ff16ebda45d\">\n#top .av_textblock_section.av-179u02-56c23c6e06bd5a1896d86ff16ebda45d .avia_textblock{\nfont-size:17px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-179u02-56c23c6e06bd5a1896d86ff16ebda45d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p><strong>Laila Pence, CFP\u00ae <\/strong>(Ranked #5 in Forbes 2024 Top Women Wealth Advisors in America*) will discuss tax planning, potential tax changes based on the outcome of the election, long-term tax strategies and the power of compounding.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-135gya-d5b87b16b7329554b2faca88fb052b9c-wrap avia-button-center  avia-builder-el-56  el_after_av_textblock  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-135gya-d5b87b16b7329554b2faca88fb052b9c\">\n#top #wrap_all .avia-button.av-135gya-d5b87b16b7329554b2faca88fb052b9c{\nborder-radius:50px 50px 50px 50px;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all.avia-button.av-135gya-d5b87b16b7329554b2faca88fb052b9c:hover .avia_button_background{\nborder-radius:50px 50px 50px 50px;\n}\n<\/style>\n<a href='https:\/\/luncheon.pencewealthmanagement.com\/?page_id=94'  class='avia-button av-135gya-d5b87b16b7329554b2faca88fb052b9c avia-icon_select-no avia-size-x-large avia-position-center avia-color-light'  ><span class='avia_iconbox_title' >Laila\u2019s Bio<\/span><\/a><\/div><\/p><\/div><div  class='flex_column av-zgnbe-a2941f696b750e4a63184bed443c9f73 av_one_third  avia-builder-el-57  el_after_av_one_third  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-pa08q-b3728177dc2e63425b655daa6bfcd5c2\">\n.avia-image-container.av-pa08q-b3728177dc2e63425b655daa6bfcd5c2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-pa08q-b3728177dc2e63425b655daa6bfcd5c2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-pa08q-b3728177dc2e63425b655daa6bfcd5c2 av-styling- avia-align-center  avia-builder-el-58  el_before_av_heading  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-303 avia-img-lazy-loading-not-303 avia_image ' src=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-793x1030.png\" alt='' title=''  height=\"1030\" width=\"793\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-793x1030.png 793w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-231x300.png 231w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-768x997.png 768w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-1183x1536.png 1183w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-1577x2048.png 1577w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-1155x1500.png 1155w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2-543x705.png 543w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/02\/Bill-McManus-2.png 1744w\" sizes=\"(max-width: 793px) 100vw, 793px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j2yx6-2bf096654f20c1a1a459386a9b09b94b\">\n#top .av-special-heading.av-j2yx6-2bf096654f20c1a1a459386a9b09b94b{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-j2yx6-2bf096654f20c1a1a459386a9b09b94b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-j2yx6-2bf096654f20c1a1a459386a9b09b94b .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-j2yx6-2bf096654f20c1a1a459386a9b09b94b .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-j2yx6-2bf096654f20c1a1a459386a9b09b94b .av-subheading{\nfont-size:15px;\ncolor:#ffffff;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-j2yx6-2bf096654f20c1a1a459386a9b09b94b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-j2yx6-2bf096654f20c1a1a459386a9b09b94b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-j2yx6-2bf096654f20c1a1a459386a9b09b94b av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-59  el_after_av_image  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Bill McManus, CIMA\u00ae<\/h1><div class='av_custom_color av-subheading av-subheading_below'><p>(VP, Applied Insights\/ Hartford Funds)<\/p>\n<p>Widely quoted in The Wall Street Journal and Barron&#8217;s. Appeared as featured guest on Bloomberg Radio to discuss retirement related topics.<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gaxua-9522e6ddeffd4246434c7eabdba2f3e8\">\n#top .av_textblock_section.av-gaxua-9522e6ddeffd4246434c7eabdba2f3e8 .avia_textblock{\nfont-size:17px;\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-gaxua-9522e6ddeffd4246434c7eabdba2f3e8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><strong>Bill McManus, CIMA\u00ae <\/strong>(VP, Applied Insights) will discuss the importance of brain health and how to age-proof your brain. Bill is responsible for engaging and educating both financial professionals and their cleints about current and emerging opportunities in financial services.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-70emq-71d79dfc2b62f1c4499641420a225259-wrap avia-button-center  avia-builder-el-61  el_after_av_textblock  avia-builder-el-last '>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-70emq-71d79dfc2b62f1c4499641420a225259\">\n#top #wrap_all .avia-button.av-70emq-71d79dfc2b62f1c4499641420a225259{\nborder-radius:50px 50px 50px 50px;\ntransition:all 0.4s ease-in-out;\n}\n#top #wrap_all.avia-button.av-70emq-71d79dfc2b62f1c4499641420a225259:hover .avia_button_background{\nborder-radius:50px 50px 50px 50px;\n}\n<\/style>\n<a href='https:\/\/luncheon.pencewealthmanagement.com\/?page_id=96'  class='avia-button av-70emq-71d79dfc2b62f1c4499641420a225259 avia-icon_select-no avia-size-x-large avia-position-center avia-color-light'  ><span class='avia_iconbox_title' >Bill\u2019s Bio<\/span><\/a><\/div><\/p><\/div>\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-15l1nz-a65a0ab1343c9a875fdca134c931e8be main_color avia-section-default avia-no-border-styling  avia-builder-el-62  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-274'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5\">\n#top .av-special-heading.av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5{\npadding-bottom:0;\ncolor:#000000;\nfont-size:50px;\n}\nbody .av-special-heading.av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5 .av-special-heading-tag{\nfont-size:50px;\n}\n.av-special-heading.av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5 .special-heading-inner-border{\nborder-color:#000000;\n}\n.av-special-heading.av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5 .av-subheading{\nfont-size:35px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-y95nz-298c0bb95e3a152c1dbdb01a03aed2c5 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-63  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Save the Date for Next Year\u2019s Luncheon!<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-om8gv-436a1c2002bf7b31469fb71dccd3b645\">\n#top .hr.hr-invisible.av-om8gv-436a1c2002bf7b31469fb71dccd3b645{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-om8gv-436a1c2002bf7b31469fb71dccd3b645 hr-invisible  avia-builder-el-64  el_after_av_heading  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_5'  class='avia-section av-mnixz-cebc6aa19dbf576bf78a23f8567a6a61 main_color avia-section-default avia-no-border-styling  avia-builder-el-65  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-274'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-f2dlz-58d07d987d00e06f2e097309531885fd av_one_half  avia-builder-el-66  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-leevkqbi-d4b20b80cdb8f13731507d0dece5cb78\">\n.avia-image-container.av-leevkqbi-d4b20b80cdb8f13731507d0dece5cb78 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-leevkqbi-d4b20b80cdb8f13731507d0dece5cb78 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-leevkqbi-d4b20b80cdb8f13731507d0dece5cb78 av-styling- avia-align-center  avia-builder-el-67  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-377 avia-img-lazy-loading-not-377 avia_image ' src=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine.jpg\" alt='' title='Hyatt Regency Irvine'  height=\"1406\" width=\"2499\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine.jpg 2499w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine-300x169.jpg 300w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine-1030x580.jpg 1030w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine-768x432.jpg 768w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine-1536x864.jpg 1536w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine-2048x1152.jpg 2048w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine-1500x844.jpg 1500w, https:\/\/luncheon.pencewealthmanagement.com\/wp-content\/uploads\/2024\/05\/Hyatt-Regency-Irvine-705x397.jpg 705w\" sizes=\"(max-width: 2499px) 100vw, 2499px\" \/><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7bhhj-08eddc9e44651da31b612a05e3da8595\">\n.flex_column.av-7bhhj-08eddc9e44651da31b612a05e3da8595{\npadding:40px 40px 40px 40px;\n}\n<\/style>\n<div  class='flex_column av-7bhhj-08eddc9e44651da31b612a05e3da8595 av_one_half  avia-builder-el-68  el_after_av_one_half  el_before_av_hr  flex_column_div  '     ><section  class='av_textblock_section av-leevqai9-69050f76c561fe488861e9e97cd84908 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h1>Saturday,<br \/>\nApril 26, 2025<\/h1>\n<h1>Hyatt Regency Irvine<\/h1>\n<h3>17900 Jamboree Rd,<br \/>\nIrvine, CA 92614<\/h3>\n<h1><\/h1>\n<\/div><\/section><\/div><div  class='hr av-leew6dm4-d576ca04faad97e7f19de94b1a86e467 hr-full  avia-builder-el-70  el_after_av_one_half  avia-builder-el-last  hr-no-shadow'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_5'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-274'><div class='entry-content-wrapper clearfix'>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-274","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=\/wp\/v2\/pages\/274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=274"}],"version-history":[{"count":16,"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=\/wp\/v2\/pages\/274\/revisions"}],"predecessor-version":[{"id":396,"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=\/wp\/v2\/pages\/274\/revisions\/396"}],"wp:attachment":[{"href":"https:\/\/luncheon.pencewealthmanagement.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}